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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,788 | $72,177-33.8% | $115,038-58.5% | $59,633-19.9% |
| Participation rate | 55.0% | 72.6%-17.6pp | 81.4%-26.4pp | 68.7%-13.7pp |
| Annual return | -0.51% | 12.02%-12.5pp | 26.14%-26.6pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,289 | $4,783-31.2% | $6,026-45.4% | $3,192+3.1% |
| Admin fee / account holder | $2,877 | $4,927-41.6% | $8,175-64.8% | $4,297-33.1% |