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| Provider | Service type | Compensation |
|---|---|---|
FIRST PACIFIC FINANCIAL INC2 years Service code 27 610 ESTHER ST STE 100 · VANCOUVER, WA 98660 | Advisory (Plan) | $43,502 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,890 |
PENSION PLAN SPECIALISTS, PC2 years Service code 13 805 BROADWAY, SUITE 600 · VANCOUVER, WA 98660 | Contract Administrator | $5,506 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,648 | $64,176+17.9% | $112,249-32.6% | $66,938+13.0% |
| Participation rate | 100.0% | 68.4%+31.6pp | 75.1%+24.9pp | 69.8%+30.2pp |
| Annual return | -16.93% | -13.80%-3.1pp | 27.48%-44.4pp | 1.58%-18.5pp |
| Employer contribution / active EE | $8,588 | $3,007+185.6% | $3,636+136.2% | $2,545+237.4% |
| Participant deferral / active EE | $4,649 | $3,694+25.9% | $4,729-1.7% | $4,238+9.7% |
| Admin fee / account holder | $496 | $626-20.8% | $6,412-92.3% | $594-16.5% |