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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,549 | $57,352-15.4% | $83,830-42.1% | $64,173-24.3% |
| Participation rate | 98.5% | 68.6%+29.9pp | 76.1%+22.4pp | 69.6%+28.9pp |
| Annual return | -4.14% | 11.38%-15.5pp | 850.97%-855.1pp | 7.63%-11.8pp |
| Employer contribution / active EE | $3,006 | $2,546+18.1% | $3,631-17.2% | $2,381+26.3% |
| Participant deferral / active EE | $9,032 | $2,993+201.8% | $4,082+121.3% | $3,470+160.3% |
| Admin fee / account holder | $2,649 | $4,046-34.5% | $5,479-51.7% | $4,887-45.8% |