Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,177 | $45,152-73.0% | $73,845-83.5% | $59,632-79.6% |
| Participation rate | 55.2% | 64.0%-8.8pp | 73.4%-18.3pp | 68.7%-13.5pp |
| Annual return | -2.05% | 27.40%-29.4pp | 2267.91%-2270.0pp | 2041.32%-2043.4pp |
| Employer contribution / active EE | $840 | $1,902-55.8% | $2,788-69.9% | $2,203-61.9% |
| Participant deferral / active EE | $1,457 | $2,574-43.4% | $3,583-59.3% | $3,192-54.3% |
| Admin fee / account holder | $2,775 | $3,516-21.1% | $4,881-43.1% | $4,297-35.4% |