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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,219 | $57,350-92.6% | $83,850-95.0% | $64,181-93.4% |
| Participation rate | 69.6% | 68.6%+1.0pp | 76.1%-6.6pp | 69.6%0pp |
| Annual return | -27.43% | 11.38%-38.8pp | 850.92%-878.4pp | 7.63%-35.1pp |
| Employer contribution / active EE | $804 | $2,545-68.4% | $3,631-77.9% | $2,381-66.2% |
| Participant deferral / active EE | $1,971 | $2,993-34.1% | $4,082-51.7% | $3,470-43.2% |
| Admin fee / account holder | $118 | $4,046-97.1% | $5,478-97.8% | $4,887-97.6% |