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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,429 | $78,670-15.6% | $109,173-39.2% | $85,847-22.6% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 10.55% | 25.09%-14.5pp | 25.75%-15.2pp | 318.61%-308.1pp |
| Employer contribution / active EE | $2,055 | $2,734-24.8% | $3,723-44.8% | $2,565-19.9% |
| Participant deferral / active EE | $3,729 | $3,467+7.5% | $4,654-19.9% | $3,952-5.6% |
| Admin fee / account holder | $6,449 | $5,469+17.9% | $6,755-4.5% | $6,261+3.0% |