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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,809 | $65,367-14.6% | $92,915-39.9% | $72,976-23.5% |
| Participation rate | 67.7% | 68.3%-0.6pp | 76.0%-8.3pp | 69.5%-1.7pp |
| Annual return | 17.93% | 42.11%-24.2pp | 109.45%-91.5pp | 81.02%-63.1pp |
| Employer contribution / active EE | $1,423 | $2,594-45.2% | $3,653-61.1% | $2,440-41.7% |
| Participant deferral / active EE | $2,927 | $3,128-6.4% | $4,238-30.9% | $3,608-18.9% |
| Admin fee / account holder | $2,328 | $4,251-45.2% | $5,796-59.8% | $5,124-54.6% |