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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,434 | $150,445+151.5% | $136,297+177.7% | $147,585+156.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.30% | 1049.14%-1039.8pp | 5156.16%-5146.9pp | 578.57%-569.3pp |
| Employer contribution / active EE | $12,788 | $5,256+143.3% | $4,696+172.3% | $4,876+162.3% |
| Participant deferral / active EE | $12,858 | $6,631+93.9% | $6,247+105.8% | $5,439+136.4% |
| Admin fee / account holder | $450 | $10,906-95.9% | $9,244-95.1% | $10,885-95.9% |