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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,283 | $80,985-8.3% | $96,576-23.1% | $75,181-1.2% |
| Participation rate | 61.8% | 71.8%-10.0pp | 76.0%-14.2pp | 67.2%-5.4pp |
| Annual return | 16.77% | 27.05%-10.3pp | 25.87%-9.1pp | 160.69%-143.9pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,937 | $3,929-25.3% | $4,851-39.5% | $4,126-28.8% |
| Admin fee / account holder | $3,635 | $6,719-45.9% | $8,253-56.0% | $5,650-35.7% |