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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,560 | $85,766-62.0% | $136,298-76.1% | $70,126-53.6% |
| Participation rate | 88.6% | 74.2%+14.5pp | 81.9%+6.7pp | 69.5%+19.1pp |
| Annual return | 19.31% | 31.46%-12.2pp | 5156.27%-5137.0pp | 73.15%-53.8pp |
| Employer contribution / active EE | $2,478 | $2,966-16.5% | $4,696-47.2% | $2,343+5.8% |
| Participant deferral / active EE | $5,143 | $5,051+1.8% | $6,247-17.7% | $3,332+54.3% |
| Admin fee / account holder | $2,219 | $5,421-59.1% | $9,244-76.0% | $4,645-52.2% |