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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,360 | $115,796-58.2% | $101,264-52.2% | $158,950-69.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 17.54% | 56.15%-38.6pp | 46.48%-28.9pp | 302.91%-285.4pp |
| Employer contribution / active EE | $4,889 | $4,175+17.1% | $3,660+33.6% | $4,762+2.7% |
| Participant deferral / active EE | $9,677 | $4,958+95.2% | $4,370+121.4% | $5,983+61.7% |
| Admin fee / account holder | $1,160 | $7,247-84.0% | $5,947-80.5% | $11,248-89.7% |