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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,185 | $107,368-63.5% | $92,915-57.8% | $152,909-74.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 17.37% | 145.64%-128.3pp | 109.45%-92.1pp | 345.46%-328.1pp |
| Employer contribution / active EE | $8,327 | $4,222+97.2% | $3,653+127.9% | $4,764+74.8% |
| Participant deferral / active EE | $12,692 | $4,848+161.8% | $4,238+199.5% | $5,851+116.9% |
| Admin fee / account holder | $4,166 | $7,082-41.2% | $5,796-28.1% | $11,601-64.1% |