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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,868 | $107,421+114.0% | $182,262+26.1% | $94,015+144.5% |
| Participation rate | 88.5% | 77.8%+10.7pp | 84.2%+4.2pp | 70.8%+17.6pp |
| Annual return | -11.06% | 21.32%-32.4pp | 140.60%-151.7pp | 17.84%-28.9pp |
| Employer contribution / active EE | $6,947 | $3,448+101.5% | $5,046+37.7% | $2,790+149.0% |
| Participant deferral / active EE | $10,872 | $6,558+65.8% | $8,276+31.4% | $4,249+155.8% |
| Admin fee / account holder | $6,679 | $8,692-23.2% | $16,712-60.0% | $8,951-25.4% |