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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,868 | $106,749+115.3% | $145,433+58.1% | $82,448+178.8% |
| Participation rate | 88.5% | 75.6%+12.8pp | 82.1%+6.3pp | 68.1%+20.4pp |
| Annual return | -11.06% | 27.59%-38.7pp | 66.58%-77.6pp | 41.64%-52.7pp |
| Employer contribution / active EE | $6,947 | $3,444+101.7% | $4,554+52.5% | $2,551+172.3% |
| Participant deferral / active EE | $10,872 | $6,519+66.8% | $7,897+37.7% | $4,139+162.6% |
| Admin fee / account holder | $6,679 | $8,390-20.4% | $13,129-49.1% | $7,234-7.7% |