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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,868 | $106,524+115.8% | $152,301+50.9% | $87,485+162.8% |
| Participation rate | 88.5% | 75.8%+12.7pp | 82.4%+6.0pp | 68.9%+19.5pp |
| Annual return | -11.06% | 26.89%-38.0pp | 80.50%-91.6pp | 26.06%-37.1pp |
| Employer contribution / active EE | $6,947 | $3,371+106.1% | $4,624+50.2% | $2,596+167.6% |
| Participant deferral / active EE | $10,872 | $6,525+66.6% | $8,004+35.8% | $4,274+154.4% |
| Admin fee / account holder | $6,679 | $8,287-19.4% | $14,398-53.6% | $7,775-14.1% |