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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,809 | $77,460+115.3% | $100,378+66.2% | $80,925+106.1% |
| Participation rate | 80.8% | 76.9%+3.8pp | 81.5%-0.7pp | 67.7%+13.1pp |
| Annual return | 9.90% | 37.24%-27.3pp | 49.41%-39.5pp | 35.65%-25.7pp |
| Employer contribution / active EE | $1,538 | $2,801-45.1% | $3,942-61.0% | $2,756-44.2% |
| Participant deferral / active EE | $7,082 | $6,818+3.9% | $8,087-12.4% | $4,299+64.8% |
| Admin fee / account holder | $16,467 | $5,887+179.7% | $7,899+108.5% | $6,940+137.3% |