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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,586 | $68,398+120.2% | $94,664+59.1% | $75,173+100.3% |
| Participation rate | 88.5% | 76.1%+12.4pp | 80.8%+7.6pp | 67.2%+21.3pp |
| Annual return | 13.88% | 616.72%-602.8pp | 156.84%-143.0pp | 160.72%-146.8pp |
| Employer contribution / active EE | $1,538 | $2,701-43.0% | $3,673-58.1% | $2,671-42.4% |
| Participant deferral / active EE | $6,968 | $6,537+6.6% | $7,417-6.1% | $4,126+68.9% |
| Admin fee / account holder | $1,165 | $5,324-78.1% | $7,222-83.9% | $5,651-79.4% |