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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,809 | $77,472+115.3% | $100,415+66.1% | $80,959+106.0% |
| Participation rate | 80.8% | 76.9%+3.8pp | 81.5%-0.7pp | 67.7%+13.1pp |
| Annual return | 9.90% | 37.26%-27.4pp | 49.47%-39.6pp | 35.67%-25.8pp |
| Employer contribution / active EE | $1,538 | $2,800-45.1% | $3,943-61.0% | $2,757-44.2% |
| Participant deferral / active EE | $7,082 | $6,818+3.9% | $8,091-12.5% | $4,300+64.7% |
| Admin fee / account holder | $16,467 | $5,885+179.8% | $7,906+108.3% | $6,925+137.8% |