Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,453 | $52,678-84.0% | $75,784-88.8% | $59,633-85.8% |
| Participation rate | 56.1% | 67.2%-11.2pp | 75.8%-19.8pp | 68.7%-12.6pp |
| Annual return | -3.34% | 2.95%-6.3pp | 9.68%-13.0pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $1,261 | $2,193-42.5% | $3,323-62.1% | $2,203-42.7% |
| Participant deferral / active EE | $2,140 | $2,591-17.4% | $3,652-41.4% | $3,192-33.0% |
| Admin fee / account holder | $539 | $3,610-85.1% | $5,300-89.8% | $4,297-87.5% |