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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,849 | $52,306-8.5% | $69,779-31.4% | $62,881-23.9% |
| Participation rate | 47.1% | 67.2%-20.2pp | 71.8%-24.8pp | 69.3%-22.2pp |
| Annual return | 9.49% | 13.35%-3.9pp | 12.99%-3.5pp | 20.14%-10.7pp |
| Employer contribution / active EE | $713 | $1,799-60.4% | $2,338-69.5% | $2,281-68.7% |
| Participant deferral / active EE | $1,546 | $2,395-35.5% | $2,931-47.3% | $3,203-51.7% |
| Admin fee / account holder | $63 | $3,691-98.3% | $4,381-98.6% | $4,296-98.5% |