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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $28,714 |
Filed as: CETERA INVESTMENT ADVISORS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $24,964 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,979 | $45,825+24.3% | $90,657-37.1% | $56,289+1.2% |
| Participation rate | 71.0% | 66.7%+4.3pp | 74.0%-3.0pp | 69.9%+1.1pp |
| Annual return | -4.77% | 38.64%-43.4pp | 1.89%-6.7pp | -9.96%+5.2pp |
| Employer contribution / active EE | $1,614 | $1,372+17.6% | $2,532-36.3% | $2,111-23.6% |
| Participant deferral / active EE | $3,826 | $2,562+49.3% | $3,424+11.7% | $3,350+14.2% |
| Admin fee / account holder | $293 | $413-29.1% | $4,994-94.1% | $521-43.8% |