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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,549 | $43,075+40.6% | $74,577-18.8% | $62,881-3.7% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.1%+31.9pp | 69.3%+30.7pp |
| Annual return | 6.96% | 17.50%-10.5pp | 20.47%-13.5pp | 20.14%-13.2pp |
| Employer contribution / active EE | $2,417 | $1,498+61.4% | $2,525-4.3% | $2,281+6.0% |
| Participant deferral / active EE | $3,810 | $2,389+59.5% | $3,458+10.2% | $3,203+19.0% |
| Admin fee / account holder | $928 | $2,840-67.3% | $4,138-77.6% | $4,296-78.4% |