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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,693 | $97,027-67.3% | $83,323-62.0% | $135,382-76.6% |
| Participation rate | 81.8% | 80.4%+1.4pp | 77.8%+4.1pp | 82.6%-0.8pp |
| Annual return | -5.08% | 12.31%-17.4pp | 10.63%-15.7pp | 519.77%-524.8pp |
| Employer contribution / active EE | $1,479 | $4,143-64.3% | $3,379-56.2% | $4,779-69.0% |
| Participant deferral / active EE | $4,917 | $5,964-17.6% | $5,565-11.6% | $5,609-12.3% |
| Admin fee / account holder | $337 | $8,427-96.0% | $7,539-95.5% | $10,829-96.9% |