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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,131 | $57,350-17.8% | $83,850-43.8% | $64,181-26.6% |
| Participation rate | 66.7% | 68.6%-1.9pp | 76.1%-9.5pp | 69.6%-2.9pp |
| Annual return | -5.57% | 11.38%-17.0pp | 850.92%-856.5pp | 7.63%-13.2pp |
| Employer contribution / active EE | $2,095 | $2,545-17.7% | $3,631-42.3% | $2,381-12.0% |
| Participant deferral / active EE | $2,445 | $2,993-18.3% | $4,082-40.1% | $3,470-29.5% |
| Admin fee / account holder | $2,822 | $4,046-30.2% | $5,478-48.5% | $4,887-42.3% |