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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,115 | $115,225+105.8% | $100,712+135.4% | $138,895+70.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 15.04% | 40.35%-25.3pp | 33.27%-18.2pp | 145.39%-130.4pp |
| Employer contribution / active EE | $12,612 | $2,771+355.1% | $2,313+445.4% | $4,194+200.7% |
| Participant deferral / active EE | $8,273 | $4,699+76.1% | $4,085+102.5% | $6,396+29.3% |
| Admin fee / account holder | $6,163 | $10,844-43.2% | $9,256-33.4% | $12,562-50.9% |