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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,937 | $135,639+6.1% | $110,241+30.6% | $135,382+6.3% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.8%+3.5pp | 82.6%+0.7pp |
| Annual return | -5.32% | 513.21%-518.5pp | 314.75%-320.1pp | 519.77%-525.1pp |
| Employer contribution / active EE | $4,167 | $4,907-15.1% | $3,827+8.9% | $4,779-12.8% |
| Participant deferral / active EE | $5,969 | $5,507+8.4% | $4,672+27.7% | $5,609+6.4% |
| Admin fee / account holder | $1,455 | $11,457-87.3% | $8,548-83.0% | $10,829-86.6% |