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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,440 | $90,530-50.9% | $76,030-41.5% | $145,897-69.5% |
| Participation rate | 83.3% | 74.4%+8.9pp | 69.1%+14.3pp | 80.3%+3.0pp |
| Annual return | 8.12% | 625.08%-617.0pp | 361.54%-353.4pp | 552.29%-544.2pp |
| Employer contribution / active EE | $2,849 | $3,319-14.2% | $2,688+6.0% | $4,663-38.9% |
| Participant deferral / active EE | $1,566 | $5,164-69.7% | $4,257-63.2% | $6,689-76.6% |
| Admin fee / account holder | $472 | $8,383-94.4% | $6,421-92.6% | $13,390-96.5% |