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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,973 | $115,796-5.0% | $101,264+8.6% | $158,950-30.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.33% | 56.15%-45.8pp | 46.48%-36.1pp | 302.91%-292.6pp |
| Employer contribution / active EE | $1,568 | $4,175-62.4% | $3,660-57.1% | $4,762-67.1% |
| Participant deferral / active EE | $1,987 | $4,958-59.9% | $4,370-54.5% | $5,983-66.8% |
| Admin fee / account holder | $973 | $7,247-86.6% | $5,947-83.6% | $11,248-91.4% |