Filed June 2, 2026
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: NORTHWEST PLAN SERVICES Service code 15 · EIN 91-2090931 | Recordkeeping | $47,467 |
Filed as: SMITH BUNDAY PERMAN BRITTON, P.S. Service code 10 · EIN 91-1275259 | Accounting | $34,259 |
MATRIX TRUST COMPANY5 years Service code 19 · EIN 75-3182674 | Securities Custodian | $27,653 |
LUCID ADVISORS, INC.10+ years Service code 26 · EIN 91-2050140 | Advisory (Participants) | $26,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,139 | $92,055+82.7% | $106,213+58.3% | $77,643+116.6% |
| Participation rate | 82.7% | 81.0%+1.6pp | 75.3%+7.4pp | 70.6%+12.1pp |
| Annual return | 12.84% | 17.91%-5.1pp | 116.14%-103.3pp | 31.24%-18.4pp |
| Employer contribution / active EE | $6,092 | $3,367+80.9% | $3,171+92.1% | $2,726+123.5% |
| Participant deferral / active EE | $7,384 | $5,386+37.1% | $5,016+47.2% | $4,647+58.9% |
| Admin fee / account holder | $356 | $219+62.6% | $11,033-96.8% | $430-17.2% |