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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,764 | $176,786-73.5% | $146,643-68.1% | $167,536-72.1% |
| Participation rate | 76.2% | 83.6%-7.4pp | 80.1%-3.9pp | 82.1%-5.9pp |
| Annual return | 3.04% | 24.04%-21.0pp | 22.75%-19.7pp | 478.82%-475.8pp |
| Employer contribution / active EE | $1,040 | $5,161-79.8% | $4,137-74.9% | $4,839-78.5% |
| Participant deferral / active EE | $2,998 | $6,440-53.4% | $5,506-45.5% | $6,342-52.7% |
| Admin fee / account holder | $2,022 | $13,262-84.8% | $10,280-80.3% | $12,315-83.6% |