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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,553 | $101,795+5.7% | $165,100-34.9% | $80,959+32.8% |
| Participation rate | 77.9% | 71.8%+6.1pp | 78.6%-0.7pp | 67.7%+10.2pp |
| Annual return | 10.85% | 16.73%-5.9pp | 70.21%-59.4pp | 35.67%-24.8pp |
| Employer contribution / active EE | $3,129 | $2,954+5.9% | $4,348-28.0% | $2,757+13.5% |
| Participant deferral / active EE | $5,171 | $4,476+15.5% | $6,035-14.3% | $4,300+20.2% |
| Admin fee / account holder | $4,779 | $8,221-41.9% | $12,696-62.4% | $6,925-31.0% |