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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,290 | $99,032+6.3% | $80,022+31.6% | $135,379-22.2% |
| Participation rate | 85.7% | 78.4%+7.4pp | 75.8%+9.9pp | 82.6%+3.1pp |
| Annual return | -6.38% | 15.39%-21.8pp | 11.22%-17.6pp | 519.79%-526.2pp |
| Employer contribution / active EE | $5,955 | $3,043+95.7% | $2,468+141.3% | $4,779+24.6% |
| Participant deferral / active EE | $6,533 | $4,282+52.6% | $3,686+77.2% | $5,609+16.5% |
| Admin fee / account holder | $713 | $10,436-93.2% | $6,521-89.1% | $10,828-93.4% |