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| Provider | Service type | Compensation |
|---|---|---|
EIDE BAILLY LLP2 years Service code 99 · EIN 45-0250958 PO BOX 1914 · BISMARCK, ND 585021914 | Other Fees | $11,100 |
Service code 13 · EIN 36-4430093 119 E PALATINE RD STE 104 · PALATINE, IL 60067 | Contract Administrator | $4,765 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 · EIN 82-4555287 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $125 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,035 | $102,661+1.3% | $151,645-31.4% | $66,949+55.4% |
| Participation rate | 88.2% | 85.5%+2.7pp | 87.5%+0.7pp | 69.8%+18.4pp |
| Annual return | -21.29% | -10.81%-10.5pp | 3.34%-24.6pp | 1.57%-22.9pp |
| Employer contribution / active EE | $3,257 | $4,184-22.2% | $6,165-47.2% | $2,545+27.9% |
| Participant deferral / active EE | $6,043 | $6,645-9.1% | $8,363-27.7% | $4,239+42.6% |
| Admin fee / account holder | $324 | $630-48.6% | $11,614-97.2% | $594-45.4% |