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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,058 | $94,529-23.8% | $140,019-48.5% | $64,173+12.3% |
| Participation rate | 91.2% | 84.1%+7.1pp | 87.5%+3.7pp | 69.6%+21.6pp |
| Annual return | -4.08% | 7.77%-11.9pp | 651.17%-655.3pp | 7.63%-11.7pp |
| Employer contribution / active EE | $2,652 | $3,812-30.4% | $5,605-52.7% | $2,381+11.4% |
| Participant deferral / active EE | $4,762 | $5,250-9.3% | $6,927-31.3% | $3,470+37.2% |
| Admin fee / account holder | $1,119 | $6,741-83.4% | $10,705-89.5% | $4,887-77.1% |