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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,533 | $138,072+37.3% | $123,549+53.4% | $135,382+40.0% |
| Participation rate | 72.7% | 84.7%-12.0pp | 82.3%-9.6pp | 82.6%-9.9pp |
| Annual return | -6.62% | 153.69%-160.3pp | 119.20%-125.8pp | 519.77%-526.4pp |
| Employer contribution / active EE | $668 | $5,152-87.0% | $4,628-85.6% | $4,779-86.0% |
| Participant deferral / active EE | $6,702 | $6,799-1.4% | $6,426+4.3% | $5,609+19.5% |
| Admin fee / account holder | $3,518 | $10,917-67.8% | $9,284-62.1% | $10,829-67.5% |