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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,665 | $86,294-33.2% | $111,303-48.2% | $85,856-32.8% |
| Participation rate | 89.2% | 73.3%+15.9pp | 77.3%+11.9pp | 69.3%+19.9pp |
| Annual return | 10.95% | 19.99%-9.0pp | 54.66%-43.7pp | 318.58%-307.6pp |
| Employer contribution / active EE | $2,338 | $2,043+14.4% | $2,731-14.4% | $2,565-8.8% |
| Participant deferral / active EE | $4,136 | $3,641+13.6% | $4,487-7.8% | $3,952+4.7% |
| Admin fee / account holder | $24,161 | $8,189+195.0% | $7,966+203.3% | $6,261+285.9% |