Retirement plan

TOYOTA OF VANCOUVER 401(K) PROFIT SHARING PLAN

Name: MCCORD'S VANCOUVER AUTO CENTER, INC. - TOYOTA OF VANCOUVER 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: MCCORD'S VANCOUVER AUTO CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TOYOTA OF VANCOUVER 401(K) PROFIT SHARING PLAN, MCCORD'S VANCOUVER AUTO CENTER, INC.

MCCORD'S VANCOUVER AUTO CENTER, INC.EIN 91-1180183Plan #002PY 2015

10455 NE 53RD STREET - VANCOUVER, WA 98662360-253-4440LinkedIn51-200 employeesretail

Prospect flagsLow assets / participantCorrective distributions

How to read this page

Total assets (EOY)

$1.9M

No prior year

Total participants

137

No prior year

Average account balance

$13,933

No prior year

Annual return

-2.10%

No prior year

Benchmarks

See 2,153 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,153 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$46K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

205

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.12M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$428

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE1+ years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$15,763
CLARKE LANZEN SKALLA INVESTMENT FIR1+ years Service code 22 · EIN 13-4109249 17605 WRIGHT ST. · OMAHA, NE 68130	Insurance Broker	$5,048
LPL FINANCIAL1+ years Filed as: LPL FINANCIAL,LLC Service code 22 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121	Insurance Broker	$0

Plan features & details

Pension benefit codes2E2F2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$24K

$193 / participant

Investment mgmt$8K33.1%
Contract admin$16K66.9%

% of EOY assets

1.235%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WORTHY & COMPANY, LLC
Auditor EIN: 208092242
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,933

$39,245-64.5%

$64,105-78.3%

$52,331-73.4%

Participation rate

100.0%

58.2%+41.8pp

68.2%+31.8pp

68.1%+31.9pp

Annual return

-2.10%

14.79%-16.9pp

791.24%-793.3pp

4.54%-6.6pp

Employer contribution / active EE

$1,607

$736+118.2%

$1,820-11.7%

$1,882-14.6%

Participant deferral / active EE

$1,049

$1,992-47.3%

$2,822-62.8%

$3,022-65.3%

Admin fee / account holder

$172

$592-71.0%

$4,499-96.2%

$592-70.9%

Provider

Service type

Compensation

NATIONWIDE1+ years

Service code 15 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$15,763

CLARKE LANZEN SKALLA INVESTMENT FIR1+ years

Service code 22 · EIN 13-4109249

17605 WRIGHT ST. · OMAHA, NE 68130

Insurance Broker

$5,048

LPL FINANCIAL1+ years

Filed as: LPL FINANCIAL,LLC

Service code 22

4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121

Insurance Broker

TOYOTA OF VANCOUVER 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TOYOTA OF VANCOUVER 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion