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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,593 | $150,442-13.9% | $136,295-4.9% | $147,585-12.2% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 12.07% | 1049.09%-1037.0pp | 5155.97%-5143.9pp | 578.56%-566.5pp |
| Employer contribution / active EE | $3,019 | $5,256-42.6% | $4,695-35.7% | $4,876-38.1% |
| Participant deferral / active EE | $4,135 | $6,630-37.6% | $6,247-33.8% | $5,439-24.0% |
| Admin fee / account holder | $72,491 | $10,905+564.7% | $9,243+684.2% | $10,885+565.9% |