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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,598 | $114,119-81.1% | $107,187-79.9% | $138,895-84.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 12.70% | 273.21%-260.5pp | 204.55%-191.8pp | 145.39%-132.7pp |
| Employer contribution / active EE | $1,010 | $4,059-75.1% | $3,782-73.3% | $4,194-75.9% |
| Participant deferral / active EE | $6,393 | $5,538+15.4% | $5,096+25.5% | $6,396-0.1% |
| Admin fee / account holder | $1,166 | $10,024-88.4% | $9,162-87.3% | $12,562-90.7% |