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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,382,223 | $162,785+749.1% | $133,959+931.8% | $158,950+769.6% |
| Participation rate | 66.7% | 83.2%-16.6pp | 79.8%-13.2pp | 82.0%-15.3pp |
| Annual return | 21.27% | 41.94%-20.7pp | 45.09%-23.8pp | 302.91%-281.6pp |
| Employer contribution / active EE | $24,882 | $4,975+400.1% | $3,919+535.0% | $4,762+422.5% |
| Participant deferral / active EE | $18,933 | $5,910+220.4% | $5,047+275.1% | $5,983+216.5% |
| Admin fee / account holder | $0 | $11,738-100.0% | $8,928-100.0% | $11,248-100.0% |