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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,220 | $115,810-61.0% | $101,271-55.3% | $158,966-71.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.14% | 56.15%-46.0pp | 46.48%-36.3pp | 302.95%-292.8pp |
| Employer contribution / active EE | $2,365 | $4,175-43.3% | $3,660-35.4% | $4,762-50.3% |
| Participant deferral / active EE | $8,828 | $4,958+78.0% | $4,371+102.0% | $5,983+47.5% |
| Admin fee / account holder | $722 | $7,248-90.0% | $5,948-87.9% | $11,250-93.6% |