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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,436 | $107,363-66.1% | $92,909-60.8% | $152,897-76.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 13.69% | 145.63%-131.9pp | 109.44%-95.8pp | 345.43%-331.7pp |
| Employer contribution / active EE | $2,678 | $4,222-36.6% | $3,653-26.7% | $4,764-43.8% |
| Participant deferral / active EE | $7,411 | $4,848+52.9% | $4,238+74.9% | $5,851+26.7% |
| Admin fee / account holder | $1,045 | $7,082-85.2% | $5,795-82.0% | $11,599-91.0% |