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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,619 | $138,102+15.6% | $125,381+27.3% | $134,532+18.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -48.46% | 750.73%-799.2pp | 572.31%-620.8pp | 418.27%-466.7pp |
| Employer contribution / active EE | $7,273 | $5,245+38.6% | $4,815+51.0% | $4,741+53.4% |
| Participant deferral / active EE | $6,260 | $7,801-19.8% | $7,448-16.0% | $6,401-2.2% |
| Admin fee / account holder | $3,109 | $11,568-73.1% | $10,007-68.9% | $11,429-72.8% |