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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,488 | $152,619-66.3% | $125,195-58.9% | $152,909-66.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.02% | 54.85%-37.8pp | 43.79%-26.8pp | 345.46%-328.4pp |
| Employer contribution / active EE | $3,156 | $4,947-36.2% | $3,866-18.4% | $4,764-33.8% |
| Participant deferral / active EE | $3,787 | $5,869-35.5% | $4,937-23.3% | $5,851-35.3% |
| Admin fee / account holder | $4,580 | $13,437-65.9% | $9,704-52.8% | $11,601-60.5% |