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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,324 | $78,690+38.9% | $161,489-32.3% | $87,485+25.0% |
| Participation rate | 81.3% | 67.5%+13.8pp | 78.7%+2.6pp | 68.9%+12.3pp |
| Annual return | 11.01% | 32.74%-21.7pp | 89.72%-78.7pp | 26.06%-15.1pp |
| Employer contribution / active EE | $2,391 | $2,588-7.6% | $4,268-44.0% | $2,596-7.9% |
| Participant deferral / active EE | $5,189 | $3,311+56.7% | $5,630-7.8% | $4,274+21.4% |
| Admin fee / account holder | $33,395 | $6,724+396.7% | $16,006+108.6% | $7,775+329.5% |