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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,842 | $77,908+53.8% | $149,696-19.9% | $75,173+59.4% |
| Participation rate | 88.0% | 65.6%+22.4pp | 78.8%+9.2pp | 67.2%+20.8pp |
| Annual return | 12.51% | 31.73%-19.2pp | 134.46%-121.9pp | 160.72%-148.2pp |
| Employer contribution / active EE | $2,611 | $3,138-16.8% | $4,821-45.8% | $2,671-2.2% |
| Participant deferral / active EE | $6,269 | $3,411+83.8% | $5,682+10.3% | $4,126+51.9% |
| Admin fee / account holder | $57,420 | $5,950+865.1% | $13,212+334.6% | $5,651+916.2% |