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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,324 | $76,407+43.1% | $150,298-27.3% | $82,448+32.6% |
| Participation rate | 81.3% | 66.4%+14.9pp | 77.8%+3.5pp | 68.1%+13.2pp |
| Annual return | 11.01% | 39.99%-29.0pp | 62.79%-51.8pp | 41.64%-30.6pp |
| Employer contribution / active EE | $2,391 | $2,614-8.5% | $4,154-42.4% | $2,551-6.3% |
| Participant deferral / active EE | $5,189 | $3,214+61.4% | $5,453-4.8% | $4,139+25.4% |
| Admin fee / account holder | $33,395 | $6,352+425.7% | $14,116+136.6% | $7,234+361.6% |