Filed March 21, 2019
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,541 | $77,638-87.7% | $156,551-93.9% | $62,881-84.8% |
| Participation rate | 54.4% | 71.2%-16.8pp | 84.0%-29.6pp | 69.3%-14.9pp |
| Annual return | 9.87% | 50.33%-40.5pp | 32.23%-22.4pp | 20.14%-10.3pp |
| Employer contribution / active EE | $802 | $3,444-76.7% | $5,501-85.4% | $2,281-64.8% |
| Participant deferral / active EE | $1,405 | $3,046-53.9% | $4,871-71.2% | $3,203-56.1% |
| Admin fee / account holder | $1,118 | $5,561-79.9% | $13,028-91.4% | $4,296-74.0% |