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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $650,030 | $138,114+370.6% | $125,391+418.4% | $134,545+383.1% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -21.33% | 750.88%-772.2pp | 572.41%-593.7pp | 418.37%-439.7pp |
| Employer contribution / active EE | $25,062 | $5,246+377.7% | $4,816+420.4% | $4,742+428.6% |
| Participant deferral / active EE | $6,127 | $7,801-21.5% | $7,448-17.7% | $6,401-4.3% |
| Admin fee / account holder | $11,217 | $11,570-3.0% | $10,009+12.1% | $11,431-1.9% |