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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,625 | $157,304+272.9% | $141,197+315.5% | $152,909+283.6% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 24.27% | 64.34%-40.1pp | 71.41%-47.1pp | 345.46%-321.2pp |
| Employer contribution / active EE | $36,970 | $5,263+602.5% | $4,736+680.6% | $4,764+676.0% |
| Participant deferral / active EE | $6,800 | $7,111-4.4% | $6,710+1.3% | $5,851+16.2% |
| Admin fee / account holder | $12,885 | $12,126+6.3% | $10,265+25.5% | $11,601+11.1% |