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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,720 | $124,351+212.6% | $109,188+256.0% | $167,553+132.0% |
| Participation rate | 90.0% | 79.4%+10.6pp | 75.9%+14.1pp | 82.1%+7.9pp |
| Annual return | 20.56% | 26.04%-5.5pp | 25.76%-5.2pp | 478.89%-458.3pp |
| Employer contribution / active EE | $20,591 | $4,210+389.1% | $3,723+453.1% | $4,840+325.5% |
| Participant deferral / active EE | $5,272 | $5,257+0.3% | $4,654+13.3% | $6,343-16.9% |
| Admin fee / account holder | $2,097 | $7,975-73.7% | $6,755-69.0% | $12,316-83.0% |