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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,412 | $115,814+188.7% | $101,275+230.2% | $158,982+110.3% |
| Participation rate | 81.8% | 79.4%+2.4pp | 75.8%+6.0pp | 82.0%-0.1pp |
| Annual return | 6.20% | 56.16%-50.0pp | 46.48%-40.3pp | 302.99%-296.8pp |
| Employer contribution / active EE | $16,401 | $4,176+292.8% | $3,660+348.1% | $4,763+244.3% |
| Participant deferral / active EE | $3,324 | $4,958-33.0% | $4,371-24.0% | $5,983-44.5% |
| Admin fee / account holder | $2,003 | $7,249-72.4% | $5,948-66.3% | $11,252-82.2% |